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Home Recipes By Meal Breakfast

Creamy Steel Cut Oatmeal

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By: Erin Antoniak • Updated On June 20, 2026
Jump to Recipe

Want to learn how to make creamy steel cut oatmeal that is healthy and thick? This easy recipe has you covered. Made with steel cut oats, maple syrup, and almond milk, this oatmeal is the best for vegan and dairy free eaters alike.

creamy steel cut oatmeal

Learning how to make creamy steel cut oatmeal can change your breakfast life forever. Once I figured out just how thick and creamy stove top oatmeal can be, I decided that I would never make microwave oatmeal again!

Oatmeal was a staple in our house growing up. It was a healthy and easy breakfast that I could prepare for myself before school or that my mom could quickly throw together for us.

We typically just made it with water, and I would cover it in either peanut butter or maple syrup (and even sometimes both!). The oats were always instant oats, too. But after being introduced to steel cut oats, I started playing around to find the best oatmeal recipe ever!

You can also make my Green Protein Smoothie or Peanut Butter Cup Smoothie to go with my oatmeal for a full breakfast.

ingredients for creamy oatmeal

Ingredients in Creamy Steel Cut Oatmeal

I started cooking steel cut oatmeal with almond milk, adding in some form of healthy fat like coconut or peanut butter, topping it with fruit, and I quickly realized just how versatile oatmeal really is. There is so much that can be done with a big bowl of creamy oats.

  • steel cut oats
  • banana
  • maple syrup
  • coconut oil
  • almond milk
  • peanut butter
  • salt

The whole things calls for seven simple ingredients, and can be adjusted to your liking. Allergic to nuts and can’t have peanut butter? Sub the nut butter for tahini, one of my favorite things to do. Don’t have any maple syrup? Honey is a great sweetener to use in it’s place.

close up shot of creamy steel cut oatmeal

How to make steel cut oats

The first thing you are going to do when making creamy steel cut oatmeal is add your oats and almond milk to a saucepan. Once these two have been brought to a boil, reduce heat to low and simmer for 15 minutes. Be sure to stir occasionally.

Once the steel cut oatmeal mixture has thickened up, turn off heat. It will continue to get thicker as it sits.

Right when you turn off the heat, use a whisk or fork to stir in the mashed banana, coconut oil, syrup, peanut butter, and salt. You’ll want to be sure that you have broken up any chunks.

Add toppings of choice and serve immediately. I like to add caramelized bananas, more peanut butter, and maple syrup. In order to caramelize bananas, dice them into coins. Get a pan nice and hot on the stove with some ghee or coconut oil, then sprinkle in some cinnamon and coconut sugar. Add in your banana coins and sprinkle the other side with cinnamon and coconut sugar. Cook for only thirty seconds on each side and then turn off the heat.

maple syrup drizzle into oatmeal
creamy steel cut oatmeal in bowl

Storing oatmeal

They will last for one week in the fridge.

If making for the week ahead, just add a splash of almond milk and reheat in the morning in the microwave or on the stove top.

Enjoy!

If you liked this recipe, you’ll want to try these!

  • Peanut Butter Overnight Oats
  • Strawberry Banana Overnight Oats
  • Healthy Carrot Cake Baked Oatmeal

If you make this recipe, be sure to comment below and let me know how it was! Also tag @erinliveswhole on Instagram and use the hashtag #erinliveswhole so I can see it and feature you!

creamy steel cut oatmeal

overhead shot of whipped oatmeal
Erin Antoniak

Creamy Whipped Banana Oatmeal

4.99 from 57 votes
Want to learn how to make creamy steel cut oatmeal that is healthy and thick? This easy recipe has you covered. Made with steel cut oats, maple syrup, and almond milk, this oatmeal is the best for vegan and dairy free eaters alike.
Print Recipe Pin Recipe
Prep Time 5 minutes mins
Cook Time 15 minutes mins
Total Time 20 minutes mins
Servings: 2 servings
Course: Breakfast, gluten-free
Cuisine: American
Calories: 296
Ingredients Method Nutrition

Ingredients
  

  • 1/2 cup steel cut oats can use regular rolled oats, just reduce cooking time by 5 minutes
  • 2 cups almond milk
  • 1/2 banana mashed and overripe
  • 1/2 Tbsp coconut oil
  • 1 Tbsp maple syrup
  • 1/2 Tbsp peanut butter
  • 1/8 tsp salt

Method
 

  1. Add oats and almond milk to a saucepan and bring to a boil.
  2. Once boiling, reduce heat to medium-low and simmer for 15 minutes. Be sure to stir occasionally.
  3. Once mixture has thickened up, turn off heat. It will continue to get thicker as it sits.
  4. Add in mashed banana, coconut oil, syrup, peanut butter, and salt. Use a fork to whisk and break up any chunks.
  5. Add toppings of choice and serve immediately.
  6. If making for the week ahead, just add a splash of almond milk and reheat in the morning in the microwave or on the stove top.

Nutrition

Calories: 296kcalCarbohydrates: 42gProtein: 9gFat: 11gSaturated Fat: 4gPolyunsaturated Fat: 2gMonounsaturated Fat: 3gSodium: 489mgPotassium: 151mgFiber: 6gSugar: 10gVitamin A: 19IUVitamin C: 3mgCalcium: 334mgIron: 2mg

Tried this recipe?

Let us know how it was!

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4.99 from 57 votes

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Recipe Rating




  1. Ana says

    Posted on 1/11 at 8:50 am

    5 stars
    Creamy and delicious! Pai loved it too! 💕

    Reply
    • Erin says

      Posted on 1/11 at 1:10 pm

      Hi Ana, so happy it was a hit! 🙂

      Reply
  2. Lexy Ritz says

    Posted on 3/21 at 11:37 am

    5 stars
    This is going to seem like such a dramatic review for oatmeal but it’s THAT good. I’ve seen this on Erin’s page many times but I’ve never made it because I make plain oatmeal all the time and add toppings and I thought how different can this really be? Finally tried it out this morning and I’m now OBSESSED. I didn’t have bananas so I followed all the steps minus that and added some extra almond milk and it’s soooo good. This will be my go-to breakfast now! Thanks Erin!

    Reply
    • Erin says

      Posted on 3/22 at 2:40 pm

      Hi Lexy, so happy you loved them so much and made it your own!! 🙂

      Reply
  3. Angie says

    Posted on 1/15 at 9:00 am

    5 stars
    Delicious oatmeal!

    Reply
    • Erin says

      Posted on 1/15 at 12:21 pm

      Hi Angie, so glad you loved it! 🙂

      Reply
  4. Linda Holub says

    Posted on 1/22 at 12:16 am

    4 stars
    Very tasty

    Reply
    • Erin says

      Posted on 1/23 at 11:53 am

      Hi Linda, so glad you enjoyed it!!

      Reply
  5. Lizzie says

    Posted on 1/18 at 10:06 am

    5 stars
    The best oatmeal!! So delicious and creamy. Thank you for the recipe.

    Reply
    • Erin says

      Posted on 1/18 at 1:18 pm

      Hi Lizzie, so happy you loved it! 🙂

      Reply
  6. Danielle says

    Posted on 11/14 at 2:40 pm

    5 stars
    This is my fave oatmeal recipe of all time! (Husband’s too!) I make it all the time especially when the weather gets chillier and I want something satisfying and cozy. This week I meal prepped it into mason jars ahead of time and it keeps really well! So delicious!

    Reply
    • Erin says

      Posted on 11/14 at 8:03 pm

      Hi Danielle, so happy you both loved it!!

      Reply
  7. Mon says

    Posted on 11/2 at 4:00 am

    5 stars
    Looked like a Common one, it definitely isn’t! Delicious 🙂

    Reply
    • Erin says

      Posted on 11/2 at 5:37 pm

      Hi, so glad you enjoyed it!

      Reply
  8. Nayeli says

    Posted on 10/23 at 8:11 am

    5 stars
    Your recipes never disappoints. I love this oatmeal recipe even my toddler thought it was delish! (I added less syrup for hers). It was gone pretty quick I’ll have to make more for the week:)

    Reply
    • Erin says

      Posted on 10/24 at 6:36 pm

      Hi Nayeli, so happy you both enjoyed it!! 🙂

      Reply
  9. Dona says

    Posted on 4/14 at 1:41 pm

    5 stars
    I eat oats almost everyday and decided to try this recipe..SO glad it did because it was truly delicious. This will be my new staple oatmeal recipe. Thank you for sharing!

    Reply
    • Erin says

      Posted on 4/18 at 5:53 pm

      Hi Dona, so glad you loved it!! 🙂

      Reply
  10. Kate says

    Posted on 3/21 at 1:01 pm

    5 stars
    Make this at least twice a month. Tried and true recipe never disappoints!

    Reply
    • Erin says

      Posted on 3/21 at 5:24 pm

      Hi Kate, so glad you loved it!!

      Reply
  11. Kayla says

    Posted on 2/8 at 10:09 am

    5 stars
    I’ve never made stovetop oatmeal but after making this once, I’ll never buy store bought oatmeal again! It was so creamy and delicious! Can’t wait to experiment with different flavors.

    Reply
    • Erin says

      Posted on 2/8 at 1:32 pm

      Hi Kayla, so glad you loved it so much!!

      Reply
  12. Rachael says

    Posted on 1/25 at 12:15 pm

    5 stars
    This is too good! I could eat it for breakfast every single day!

    Reply
    • Erin says

      Posted on 1/25 at 12:46 pm

      Hi Rachael, so glad you enjoy it!!

      Reply
  13. Danielle says

    Posted on 12/21 at 1:52 pm

    5 stars
    Literally my favorite breakfast ever. So cozy, satisfying and flavorful. Husband approved too!! Thank you Erin!!

    Reply
    • Erin says

      Posted on 12/21 at 2:47 pm

      Hi Danielle, so glad you both loved it!

      Reply
  14. Rachel S says

    Posted on 12/19 at 10:57 am

    5 stars
    Quick, easy and delicious!

    Reply
    • Erin says

      Posted on 12/19 at 4:30 pm

      Hi Rachel, so glad you liked it!!

      Reply
      • Rachel S says

        Posted on 5/23 at 9:18 am

        5 stars
        Follow up: I’ve made this many many times on a Sunday as make ahead breakfast for my family for the week. I use regular oats and follow the directions on the oats and then add all the ELW ingredients at the end (including a heavy handed scoop of peanut butter 🙂 ). My family LOVES this dish and I love being able to give them a warm breakfast that’s easy to make and delish.

      • Erin says

        Posted on 5/24 at 7:38 pm

        Hi Rachel, so glad the oatmeal was such a huge hit and yay more peanut butter the better! 🙂

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I’m Erin. Creator of Erin Lives Whole, a food blog with delicious and easy healthy recipes that will leave you feeling good. We’ve got everything from wholesome baked goods to comforting savory dishes. I can’t wait to see what you whip up! Read More...

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